Suze Orman FICO Kit, Insurance Kit, Will & Trust Kit
- Cash Advances
- Citicards
- Credit Card Debt
- Credit Cards
- Credit Loans
- Debt Consolidation
- Debt Loans
- Equity Finance
- Equity Loans
- ETrade Online Banking
- FICO Score
- Home Foreclosure Investing
- Jean Chatzky Personal Finance
- Jim Cramer Mad Money
- Life Insuance
- Top 10 Jobs
- Mortgage Bad Credit
- Mortgage Leads
- Mortgage Refinance California
- Payday Loans
- Refinance
- Suze Orman
- Charles Schwab Online Banking
- Upromise College Savings Plan
Other Pages On this Site
Suzie Orman Debt Elimination
Lorem ipsum dolor sit amet, consectetuer adipiscing elit. Nullam imperdiet vulputate lorem. Duis suscipit lorem et ante. Nullam et quam sed lacus vehicula cursus. Sed a lacus. Ut ornare pretium elit. Aenean risus odio, tincidunt in, cursus ut, mattis vitae, leo. Sed iaculis dui quis ligula. Etiam quis leo vitae odio convallis imperdiet. Etiam viverra justo non mauris. Duis congue, tortor nec rhoncus pellentesque, justo elit aliquam risus, ac posuere dui massa at risus.Praesent posuere blandit nulla. Aenean nec metus nec urna scelerisque malesuada. Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac turpis egestas. Fusce facilisis neque quis sem. Morbi malesuada. Curabitur et orci suscipit risus molestie convallis. Maecenas auctor odio interdum dolor laoreet varius. Nunc aliquet consectetuer nulla. Proin dui. Morbi semper luctus leo. Sed pulvinar.
Nulla posuere mattis dui. Suspendisse ac nisl. Fusce fermentum pulvinar arcu. Morbi viverra dapibus pede. In id sapien vel libero feugiat pretium. Vestibulum ante ipsum primis in faucibus orci luctus et ultrices posuere cubilia Curae; Nunc rhoncus metus non lacus. Suspendisse magna velit, ultricies in, lobortis nec, elementum vitae, orci. Suspendisse mattis, dui id facilisis posuere, enim urna ultrices sapien, vitae interdum massa orci a dolor. Cras nec mi. Vivamus sit amet nunc non neque aliquam elementum. Vivamus massa sem, ornare vel, ullamcorper vitae, fermentum quis, nisi. Aliquam tristique ante ut leo. Aenean at leo. Vivamus imperdiet neque ac metus. Nam vel elit et arcu hendrerit euismod. Sed posuere. Proin dignissim arcu in nisl. Quisque neque. Nam sollicitudin magna varius lorem.
Comments about Suze Orman
Posted on: 06-21-2006
Rating: Positive
But what can we possibly say "wrong, bad, or insulting". NOTHING! Keep up the good work Suze. I'm sure it is greatly appreciated by many many people who do prefer to be wealthy and have the guts to! I know I do and will start studying your books.
Posted on: 06-22-2006
Rating: Neutral
how do i find a good cedit card my score is 601.and is there any banks out there will help me get a small loan around 5,000.25,000?please help me if you can get me on my feet again thank you suze
Posted on: 10-17-2006
Rating: Neutral
Susan what do you recommend I am seeking your advise.
I have only one debt, a $20,000. credit card debt. I have 2 homes one in Miami, Fl which I live in and the other in P.R.. I tried getting an equity line of credit but was told my credit score was too low (5.40) to qualified due to late payments on this credit card plus I over extended my credit limit. It was recommended that I refinance, however I was told I could not refinance the home in P.R. because I am in the US. So, I am being offered an opportunity to refinance my home in Florida at a interest rate of 8.8, for 40yrs. I am considering doing this for about 1-1/2 year to allow for improvement of my credit score then refinance at a lower rate if possible. Appreciate your advise.
Posted on: 01-17-2007
Rating: Positive
over the I was always been interested in knowledge about anything and a few years ago I stubble onto your show and have never looked back. I am addicted and I just wanted to say thank you. You have help me to be better able to take care of my finicial life. Not only mine but my family member and countless other. Thank you Suze and may God continue to bless you. P.S. we love out here,bye.
Posted on: 01-19-2007
Rating: Positive
I'd like to know your thoughts on advertisements that glorify credit--faster/easier vs cash in sales transactions, with no mention to what it actually costs a consumer for that fast food lunch.
Love the show. You rock!
Posted on: 01-21-2007
Rating: Positive
HotDogs Im a fifty year old female in the restaurant business for twenty years, with past management retail experience. I want so badly to take a opportunity that i have sensed since a teen to buy a hotdog route that is premo location, and a very very good reputation on our L.i.E. I WANT THIS SO MUCH. not so sure I CAN AFFORD. I would have to take a home equity in order too buy out the present owner, who is asking 65,000 I have no credit card dept. and owe 9 yrs on morgage,paying 1600.00 month including taxes and home ins.house is valued at 380,000. Would my dedication to have my own business out weigh the risk of dept. help Thank You
Posted on: 01-27-2007
Rating: Positive
I don't know what to do. My house appraised for $93,000 I owe 47,000. I bring home $2400 month. No credit card debt. $110,000 school loan and I need to relocate. I am renting my home. I have 254 car loan, 110 cell bill, 85 car insurance and I just adopted my 5 yr old grandson that might need private school in big city. How can I make ends meet. I am very cheap and do not spend a lot of money but still hard time making it. No savings. thanks
Posted on: 02-06-2007
Rating: Positive
My husband is glued to the TV when you are on and of course, I love you too and how much you really seems to care about people and their welfare. Question: We are thinking of purchasing a new house in a new state. My husband want to know if you think buying cash would be a financial way to go. He is retired and I will be the only one working. No enough space. Is there an email address to go into more details that you would need to best advise us on.
Posted on: 02-07-2007
Rating: Positive
Hi Susan,
I love your show.
I am presently renting.
I have $36,000.00 in savings and $30,000.00 in a 401k. No credit Card debt. I have car pmts of $328.00 a month.
I want to buy a $120,000.00 Condo and put down $30,000.00.
Can I afford it?
Posted on: 02-10-2007
Rating: Positive
where do I buy into Ameritrade? I want the $50./month you mentioned on QVC last week at Save Yourself.com. Do you have a phone number for them??
Thank you!!
Posted on: 02-21-2007
Rating: Positive
Hi Susy, love your show. Please advise, we are building and financing our new home with our savings. Should we refinance our other houses to build. We have one that we rent out that is paid off, the one we live in we owe about $30,000.00 with a 5.25% interest. We will stop constuction if you run low on money until next year when we get dividens from husband construction business, in which both of us are employed.
Posted on: 03-12-2007
Rating: Positive
I loved what you said about women not worrying about herfinances.Indeed if I was told by someone like you long time ago,it would have saved me a lot of heartaches and made me a very rich woman. Instead I trusted my husband and other men to care for my wealth and everyone was enriched by my wealth except myself.
Thanks for bringing me into my senses.
Your gift of making me aware of everything about finances is a gift
I will never forget.
May God Bless you forever.
Posted on: 03-14-2007
Rating: Positive
SUZE I LOVE YOU . BECAUSE OF YOU I HAVE LEARNED SO MUCH. THANK-YOU
Posted on: 03-25-2007
Rating: Positive
THANK YOU FOR HELPING ME TAKE INTEREST IN MY FINANCIAL LIFE
Posted on: 04-09-2007
Rating: Positive
My financialadvisor, wants me to change my ROTH IRA $12,000 to a regular account so he can invested more aggresively. I am turning 50 this year , I don't own a house. Also he wants me to take my 401 K, $13,000 and change it to a regular acct so he can invested. He tells me in 16 years he can bring it up to 1 million each,so I can be safe when I retire.I trust him, he does good investing for a lot of our friends. I am just afraid to disolve my 2 accts, but also I want more, agressive investing, because I don't have to much time, until 65. Can you please advise? Also he tells me it's not good to buy now, considering I am still paying my credit cards, $6000 left to pay, and I don't have a downpayment.I make $85,000/year. Thank you.
Posted on: 05-28-2007
Rating: Positive
I love your show. Ms. Orman I am one of those people that have only one credit card and one finantial major credit that I'm paying on time. This is not helping our fico score at all. I've heard I need a better credit card or more credit. I don't want to get into something I can't handle. Please Help! Thanks.
Posted on: 06-02-2007
Rating: Positive
Can I afford it?
Want to build a 200,000.00 house in Wisconsin/includs land.
wife/self 59 years old 70,000 per years income
130,000 home/debt free 10,000 loan on vehical
26,000 in CD'd
225,000 in 401k
10,000 in saving/checkin
no Credit Card Debt
no other loans.
Posted on: 06-07-2007
Rating: Positive
Howdy, Suze emailing you from Texas. I have no card debt at all. I work as a sub. teacher, while my son is in school. Started a roth ira. Some money in a early savers for my son. what else could I do to invest. Spouse works for H.E.B. for 1yr.
Posted on: 06-20-2007
Rating: Positive
I love your show. Pls advice. My husband and I have 3 1/2yrs old & 1 1/2year old children. We are presently renting $1300.00 in West LA
we have $85,000.00 in savings/ckng and $100,000.00 in a 401k/IRA. No credit Card debt. No car pymnts. Our oldest child will start preschool in April 2008, it cost about $5,400.00 from Sept 2008 until June 2009. My mother will baby sit my other child. My husband makes about $4,000.00 or more sometimes. Right now I\\'m a full time student going for RN program (Registered Nurse). Do you think it\\'s a good idea to buy a house or just wait until I finish RN Program?
Posted on: 06-23-2007
Rating: Positive
Suzy,
I make about $80,000.00 / year, take home about $4,500.00, I share a mortgage that my portion is $1,000.00,it has an equity of about $350,000.00, car loan for $581.00 for 3 more years, home equity line owed $ 20,000.00, credit card owed about $ 3,000.00,I have an IRA for $ 7,000.00, Stocks for $ 7,000.00, 401K for about $ 5,000.00, I'm planning to buy a property that will cost about $ 50,000 my question is can I
afford to purchase a property which will be finance by the bank, I'm planning to buy this property to even out my taxes by the end of year for the high income I make.
Please advised,
Allan
Posted on: 07-03-2007
Rating: Positive
Suzy,
I have a timeshare that charges maintenance fee of $500.00 per year.
If I don't pay the maintenance fees, and not use the timeshare for the rest of my life , Am I obligated legally to pay the maintenence fees?
Pls. advise.
Thanks.
Cecilia
Posted on: 07-10-2007
Rating: Positive
Suzie, what is your veiw on these ads "Grant malls.com"? Also,U.S Grant Progams. Each are charging a fee, and saying that the U.S.A Has free money grants for but, you have to pay them to get it. Is this a scam? Thanks, Phil W.
Posted on: 07-30-2007
Rating: Positive
I am looking for help for my mother. Sheis unrealistic about her financial situation in preparation for retirement. Who should advise her and how much should it cost? How do I find some reputable to talk some sense into her.
Posted on: 08-04-2007
Rating: Positive
Dear Suzie, I watch you every sat.night.I"m 64 and retired.I have 110,000.00 in cd's I have a $6000.00 in credit card debit.What should I do with my money.Thank You
Posted on: 08-08-2007
Rating: Positive
Hi Suzie - enjoyed your book, Women & Money. I'm 50 yo with limited assets. Several years back, lost half my IRA with use of broker. What little is left is sitting in the credit unit making 1% interest because I'm afraid to lose any more. Is there a way to be FDIC protected but also make a higher interest rate and at the same time be protected in a period of hyperinflation?
Posted on: 08-26-2007
Rating: Positive
HI SUZIE, I HAVE A CREDIT SCORE OF 565, I HAVE 19 CLOSED ACCOUNTS DUE TO CHARGE OFFS OFF. I HAVE 2 OPEN CURRENT ACCOUNTS THAT ARE IN GOOD STANDNG. MY DREAM IS TO PURCHASE A HOME. HOW CAN I INCREASE MY CREIDT SCORE? IS THERE HELP FOR ME?
Posted on: 08-30-2007
Rating: Positive
i have retired get 3800 netper month from my investment. should i pay my home off at 240,000 at 5.45 fixed rate for 30 yrs total of investiment is 750,000
Posted on: 09-10-2007
Rating: Positive
Hi Suzie, I really love to watch your show and needs your advise.I am 58 years old with a wife and 5 grown kids between the ages 15 to 35 years and owns a home about $62000.00 in the bank, $25,000.00 in stocks and $1,500.00 in my 401k on my new job and do not have a will or any form of protection that would save my kids and wife when I die. Please advise me on the best route to take so as not to leave my family in chaos when I am gone. Thank you.
Posted on: 09-11-2007
Rating: Positive
Just started receiving notice from collection agency of money they say I owe. It's been over 20 years. They are offering deducted offer to pay in full. What is this?
Posted on: 09-16-2007
Rating: Positive
dear suzie, would it be a wise decision to buy for me? i make $80,000. a year, have no debts, my monthly costs are about $2800 a month, this includes my $1100 a month rent. i save from $1000 to $2000 a month in cd's and i-bonds.i have a 10 year old child and am a happy single mom.love your show and thank you
ps we do like our apt.
Posted on: 09-17-2007
Rating: Positive
Am a 62 year widow 1 year.Have house paid off 100.thou.in stocks 60thou in a cd. money market with 33 thous. should I bedoing something else. Car is paid off. thanks
Posted on: 09-24-2007
Rating: Positive
i am a47 year old woman separated from my husband who lives in another state. we can't agree on a price for me to buy him out of the condo. he wants wants what the value of the condo will be in the next 10 years or more. if i can compromise on a reasonable price should i do it before we are divorced while the rates are low or have it settled in divorce court. we have no children together or otherwise. we bought the condo for $110,000 and it is now worth about $300,000. we refinanced a few years ago and owe $120,000. please advise. thanks so much.
Posted on: 10-25-2007
Rating: Positive
Years ago went to a seminar and heard a gentlemen talk about
doctors and lawyers
buying ones tax credits.
Can you please explain how I would benefit from
doing this?How does this benefit doctors?
How does it benefit me?
Posted on: 11-05-2007
Rating: Positive
I have a friend who has $50,000 an extra $50,000 and wants to know the best way to invest it so he will be able to pull from the interest if needed. He tried the bank and not satisfied with their response. Thanks in advance
Posted on: 12-15-2007
Rating: Positive
i have a question more than a coment even though i do watch suzie as often as i can on tv. what is your opinon on investing in the franklin income fund please e-mail your answer to dansmith04776@fairpoint.net thanks dan
Posted on: 12-15-2007
Rating: Positive
Hi! Missed all of the show when you said something about at age 25, by putting $100/mo away, a person could have $? this much $ when age?
Help, I would like to know:) Karen
Posted on: 12-17-2007
Rating: Positive
I have about $119,000 in a 401K at an establishment tha I am no longer working there and I am unemployed at this time but looking. I am 55 years old and I just heard you give advise to pull all 401K from old jobs and put it on a IRA. Did I hear you correct and should I open an Roth IRA and put all my $ in a Roth IRA or regular IRA. Please advise
Posted on: 12-27-2007
Rating: Neutral
I have a question.
1- If you hit the lottery or your business makes you over 1 million dollars please advise where can you have your monies transfer without larger fees.
Is it wise to purchase a house in full ?
I am asking these question because I have faith that one day these things will become an issue for me.
It would be great if you did a show on this topic.
What should the average person who was not born into money do if they became a millionaire over night ?
Posted on: 12-31-2007
Rating: Positive
Suzy, I was wondering if you had any information you can provide regarding the issues homeowners are experiencing with the adjustable rate loans. Unfortunately a family member is having to go into foreclosure and bankruptcy because of this. It's really sad and we have exhausted our savings trying to help. I know Bush is passing bills to help some but for others he waited too late. Any advise before things are finalized with the courts?
Posted on: 12-31-2007
Rating: Positive
We are nearing the 60 year mark and my husband has always lived by one money rule. There's plenty more where that came from and that's what life insurance is for.
I have the polar opposite approach to money.
I would like to know if I have a CD for $63000 that is maxed out for college expenses if I should relinquish the monies or pay back the loan. The rate of interest is 4.4% the loan amount is 5.5% so it is costing me 1%
Thanks!
Posted on: 01-02-2008
Rating: Positive
I am 54 years old single parent with no savings, no retirement and no job. I do own a mortgage and I work temporary assignments. I am scared to death to even think about my future without retirement at this age. Your thoughts would be greatly appreciated.
t.gossett@comcast.net
Posted on: 01-03-2008
Rating: Positive
Hi.
How do I ask Suzy a question?
my e mail is:
honey2933498@yahoo.com
Thanks,
Honey Cohen
Posted on: 01-05-2008
Rating: Positive
I AM WANTING TO PURCHASE PROPERTY 100 TO 150 ACRES @ $200,000.00. MY HOME IS PD FOR ($300,000.00), HAVE $125,000 IRA,SPOUSE 200,000 IRA,65,000 IN SAVINGS,$100,000 OTHER REAL ESTATE PD FOR.CAN I AFFORD TO BUY THIS ACREAGE. OUR AGES ARE 64 & 61. INCOME PER MONTH IS $4400.00.I AM GOING TO USE HOME AS COLLATERAL ON ACREAGE PURCHASE.
Posted on: 01-15-2008
Rating: Positive
dear suzie
i have been wtching and waiting on something for small bussinesses. i owe 120,00 on credit cards to finance my store, i have my store for three years. if i did not have such debt i would be fine. what do you advise i do, so far loans are not working so i sign up with a debt consolation, however the payment is very high help
Posted on: 01-20-2008
Rating: Neutral
re: cash wedding gift.
I thing gift givers should have the option. a gift into a bank account as indicated on the show. The option to send a card with money in it. ideal for someone who wants the newly wed to know the amount given.
Posted on: 01-26-2008
Rating: Positive
i lost my job in indiana 5 years ago we could not find a job relocated to Florida,lost my job due to the owner selling business.My income has been cut by over 60%. we are 3months behind on florida mortgage the bank has so far refused to refinance.I am thinking of a ded in liue . Your thoughts
Posted on: 01-26-2008
Rating: Positive
my husband and I have been married for 33 years. He likes to spend alot. He owes 20.000 on his credit card and just bought a new truck for $20,000.00 How can I protect my self from his deb. I have been told yhat although I am trying not to accumulate debt for my self I am accountable for his in case somthing happens
Posted on: 02-07-2008
Rating: Positive
I need to ask Suzie a question - how?
My email address is hieudo241@yahoo.com
Posted on: 02-11-2008
Rating: Positive
I am 59, retired, with a pension monthly net of $4200. I owe $140,000 on my morgage and have a 30 yr. fixed loan at 5.35%. I have no credit car debt. Monthly bills including mortgage payment equal $3000. I have approx. 40K in savings and 700K in retirement savings. I want to do some upgrading to my kitchen. The cost would be $12,000. I don't plan on selling my home. Can I afford it?
Posted on: 02-18-2008
Rating: Positive
suzy- are you familiar with an investment called structured investments offered by jpmorgan. my financial person thinks we should invest 20k in this for a year.
Posted on: 02-21-2008
Rating: Positive
dear suzie, after my divorce I have accumulated alot of debt. I have not paid several of these debts for seven years. I seen on my recent credit report that bad credit is removed from your credit report in seven years. I need to know after it is removed will my credit score remain the same or will it increase even though I didn't pay the debt.
Posted on: 02-21-2008
Rating: Positive
dear suzie, after my divorce I have accumulated alot of debt. I have not paid several of these debts for seven years. I seen on my recent credit report that bad credit is removed from your credit report in seven years. I need to know after it is removed will my credit score remain the same or will it increase even though I didn't pay the debt.
Posted on: 03-02-2008
Rating: Positive
Wonderful advise!!!!
Posted on: 03-06-2008
Rating: Positive
Dear Suze Orman,
I saw you on the Today Show this morning and I am interestred in the savings account you spoke about. I could not find the information on this page?
Thank you for your time.
Terry
Posted on: 03-09-2008
Rating: Positive
Home renovations? With home sales down, Interests rates at whatever? builders probably looking for work and will bid lower. Recession talk bla bla bla. instead of buying a new home would renovating my home be the best cost effect move at this time?
Posted on: 03-30-2008
Rating: Positive
Suzy, I have credit card debt of $15,427.00. I am buying a house and now owe $129,000.00 It is fixed at 5.75.Each month I pay $550 to principle only. I retained services of Brauer Law Offices to negotiate my credit card debt. I checked with the bar in Arizona, and the Better Business Bureau to see if their credentials were legitimate. They were, and now I am paying them off monthly, and they got the debt cut in less than half and are charging me a total of $2,160.00, my debt settlement is $6171.00. I have two handicapped kids, am a single mom, have no family but my kids. I got in this mess living off credit cards while job hunting when my former job was laying people off. Do you think I did the right thing? I look forward to your response. And thank you I love your show, it keeps me on my budget.
Posted on: 04-01-2008
Rating: Positive
My Husband and I have been with the same financial advisor for many years. Now we wants to charge $500.00 yearly for an Asset Allocation. We feel this is alot since we have not gained in the last year. We know many advisors do not charge for this service. Should we look around for someone else?
Posted on: 04-10-2008
Rating: Positive
please Suze Orman I am 70 yrs. old and have very little in savings and that is in Franklin and American and in just the last two months have lost over a thousand $ with what little is left in the funds I'm afraid they will be wiped out totaly in 4months any solutions as to where I might better put whats left???
Posted on: 08-14-2008
Rating: Positive
I was wondering if debt consolation is good or bad idea? And if so? Do you know of any good companies? We are in credit card debt of 14,000.00. We can barley keep are head above water with all the other bills that are coming in. My husband was unemployeed for 4 months and we had to live off credit cards to get by. We were paying rent and a morgage payment for a year until we sold our home to save our credit. Please help and lead us in the right direction. JParks
Posted on: 01-24-2009
Rating: Positive
would like to ask susie some questions how do I do this? email scatmeow@yahoo.com
Posted on: 01-25-2009
Rating: Positive
Dear Suzy:
I truly need some advice regarding my house having a failed septic system. Below is my letter to the Senator.
I am asking for assistance once again regarding my Failing Septic System at my residential home at 4314 Cadillac Drive, Fort Wayne, IN 46804. I also need an immediate answer to exactly when will Cadillac drive residents obtain sewer installation due to the January 2006 Annexation that was put into place.
I have made several attempts over the past 3 years to obtain immediate attention to my personal residential property at the aforementioned address. For the past 14 years, the county has discussed installing a sewer in order for Cadillac residents to hookup to a sewer. For the past 3 years, I have had to limit my water usage due to a failing septic system.
My letter is too long. I will send the rest in an e-mail
Posted on: 02-04-2009
Rating: Positive
My husband and I have a 2nd and 3rd mortgage on our home. This happened due to some dental surgeries I had to have, and car repairs etc. We took a big loss in pay , just for my husband to keep his job,we are in our 50's and can see no way out..We are considering bankruptcy. Any advice would be appreciated. We owe 100,00 on our home and the property value is 56,000. Thank you, Deborah Orr-Meyer deeorr54@yahoo.com
Posted on: 05-27-2009
Rating: Positive
How can I get rid of a time share?
Posted on: 06-16-2009
Rating: Negative
Dear Suzy,I am 48 years old.I make about $1050 a month with no part-time job.My ungodly hours make it very difficult to work a part-time job without getting enough sleep.I am also paying down my $2000 credit debt along with my cell bill of $50.00 monthly and I pay $113.00 for car insurance. I rent a bedroom for $550 a month.My question is I want to invest $250 with my bank, TD BANK into a CD account at a fixed rate of 3.00%.$250 is minimum amount required and all I have for my retirement at this point is my measly pension from my previous job locked in until I turn 62.So as you can see,I dont have much money to invest with.I also have little company stock.So might this CD investment be a good idea? Suzy,Ive been watching your show for years and I certainly trust you and no one else. Im on disability and receiving $566 twice a month,which is about the same amount as my working salary except my disability is not taxed.I look foward to your response soon at (386)473-4044. Sincerely,Ernie